At Dairyland Power Credit Union we offer a variety of loans to help you with your various needs. Our goals is to provide you with a fair and competitive rate, simple and easy to understand terms, and fast, convenient service with every loan we do. These rates were approved by the Board of Directors on  September 27, 2022  and are effective October 1, 2022. However, they are subject to change if the Board deems necessary. 

Loan Rates Effective October 1, 2022

AUTOS &
MOTORCYCLES
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
2020-2022 36 month as low as 2.99% $29.10
48 month as low as  3.49% $ 22.37
60 month as low as 3.49% $ 18.21
72 month as low as 3.99% $ 15.67
New only 84 month as low as 4.24% $ 13.81
2017-2019 up to 36 month as low as 3.49% $ 29.32
48 month as low as 3.99% $ 22.60
60 month as low as 3.99 $ 18.44
2016 & older 36 month as low as 3.99% $ 29.54
48 month as low as 3.99% $ 22.60
60 month as low as 4.24% $ 18.55
BOATS, SMALL CAMPERS,
SNOWMOBILES & ATV'S
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
2020-2022 36 month as low as 3.49% $ 29.32
48 month as low as 3.49% $ 22.37
60 month as low as 3.74% $ 18.32
72 month as low as 3.99% $ 15.67
New only 84 month as low as 4.24% $ 13.81
2019 & older 36 month as low as 4.24% $ 29.66
48 month as low as 4.24% $ 22.71
60 month as low as 4.49% $ 18.67
SINGLE PAYMENT TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
  3 months as low as 11.50% $ 339.83
4 months as low as 11.50% $ 256.10
5 months as low as 11.50% $ 205.87
6 months as low as 11.50% $ 172.38
SIGNATURE LOANS
($7,500 Max)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
  6 months as low as 11.25% $ 172.26
12 months as low as 11.50% $ 88.69
24 months as low as 12.00% $ 47.15
48 months as low as 13.00% $ 26.92
SHARE SECURED
(Based on Share Maturity)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
  up to 48 months Call for current rate
RECREATIONAL VEHICLES:
MOTOR HOMES & HOUSEBOATS
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
 
2016-2022  60 months 3.99% $ 18.44
72 months 4.99% $ 16.13
84 months 4.99% $ 14.16
96 months 5.99% $ 13.18
108 months 5.99% $ 12.04
120 months 5.99% $ 11.14
 
2015 & older  60 months 4.49% $ 18.67
72 months 5.49% $ 16.37
84 months 5.49% $ 14.40
96 months 6.49% $ 13.43
108 months 6.49% $ 12.29
120 months 6.49% $ 11.40
FIRST MORTGAGE:
(3 year demand feature)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
90% equity 7 yrs (Fixed rate) Check with the credit union for the most current rates on all mortgages!
15 yrs (Fixed rate)
30 yrs
SECOND
MORTGAGE:
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
90% equity 3 yrs Check with the credit union for the most current rates on all mortgages!
7 yrs
10 yrs
15 yrs
HELOC LOANS:
(Prime plus .50%)
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
    Call for our most current rate.
VISA
CARD
TERM APR - Annual
Percentage Rate
Payment Per
$1,000 Borrowed
Classic Visa   13.90% $ 34.22
Platinum Visa   7.90% $ 31.34

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.