Share Draft (Checking) Accounts
Value Plus Share Draft
Value Plus Share Draft is the free checking account offered by Dairyland Power Credit Union. We require no monthly fee and will not issue any per check fees. Additionally, a minimum balance is not required to keep this account open. Members will receive a first order of 150 safety paper checks for free and dividends will be earned on a minimum balance of $750 to be paid on a quarterly basis.
Regular Share Draft
We also offer a regular share draft account with a $2.00 monthly fee. No minimum balance is required to keep this account open and dividends will be paid quarterly on amounts exceeding $200.
Grandmember Share Draft
This account has a minimum age requirement of 60 years old. It has all the benefits of the regular share draft account but the $2 monthly fee is waived. Dividends will be paid quarterly on balances exceeding $200. Additional benefits for Grandmembers:
- Free share drafts for all Grandmembers ordered from Checks for Less.
- Free money orders
- Direct deposit of Social Security checks
Debit/ATM Cards
At Dairyland Power Credit Union, debit cards are issued to all members with a share draft account, upon request. Debit cards may be used as an ATM card, or for point of sale transactions at retailers accepting MasterCard worldwide. We do not charge members a fee for having or using the debit card.
Fees for Checking Accounts and Debit/ATM Cards
- Members are responsible for the fees associated with printing checks.
- Members must pay for overdraft or NSF check expenses; however, if an account is overdrawn but funds are available in other shares, a transfer will be done to cover the overdraft.
- Members are responsible to pay when requesting copies of checks and when requesting a stop payment on checks.
