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Loan Information

Loan Rate Information

Effective May 1st,  2008

AUTOS & MOTORCYCLES

2006-2008 

36 month

as low as 6.50%

48 month

as low as 6.50%

60 month

as low as 6.75%

2008 only

 72 month

as low as 7.00%

2003-2005

up to 36 month

as low as 6.75%

48 month as low as 7.00%

2002 & older

up to 36 month as low as 9.50%

BOATS, SMALL CAMPERS, SNOWMOBILES & ATV'S

2006-2008

36 month as low as 7.25%
48 month as low as 7.50%
60 month as low as 7.75%

2002-2005

36 month as low as 7.50%
48 month as low as 8.00%

2001 & older

24 month as low as 10.00%

SIGNATURE LOANS     ($10,000 Max)

        Single Payment:         3-6 months

as low as 11.00%
12 months as low as 11.25%
24 months as low as 12.00%
48 months as low as 13.00%
SHARE SECURED     (Based on Share Maturity)
up to 48 months 7.75%

RECREATIONAL VEHICLES MOTOR HOMES & HOUSEBOATS (3 year demand feature)

New:

25% down 5 yrs 8.00%
5 - 7 yrs 8.50%
7 - 10 yrs 8.75%

Used:

25% down 5 yrs 8.75%
5 - 7 yrs 9.00%
7 - 10 yrs 9.25%
FIRST MORTGAGE: (3 year demand feature)
90% equity 7 yrs 6.00%
15 yrs 6.25%
30 yrs 6.50%
SECOND MORTGAGE: (3 year demand feature)
90% equity 3 yrs 7.50%
7 yrs 7.75%
10 yrs 8.00%
15 yrs 8.25%
HELOC LOANS:  (Prime plus 2%)
7.25%
VISA CARD
13.90%
STUDENT LOANS:

STAFFORD

6.80%

PLUS

8.50%

Approved by the Board of Directors on April 29, 2008.  These rates will be in effect May 1, 2008.  However, they are subject to change if the Board deems necessary. 

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.  We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Home Loan Application

Equal Housing Lender
Equal Housing Lender

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This page last updated on: Thursday, May 01, 2008